![Week In Perspective | Happy Q3 Results in Upbeat Market [27-October-25] Thumbnail](https://static.twentyoverten.com/5dc18e456b33587f2fde2247/hUJUv9P7Lk_/cropped/kelly-sikkema-zcAgxLryKe4-unsplash.jpg)
The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors. Check-in weekly for the most current happenings.
In 2025, U.S. banks are showing strong earnings, but risks remain. Loosening key rules like the Enhanced Supplementary Leverage Ratio (eSLR) for big banks such as JPMorgan and Goldman Sachs, spark debate about financial stability. While stress testing, liquidity coverage, and risk-based capital requirements remain in place, concerns about loan defaults, market volatility, and recent bank failures are resurfacing. This article breaks down the latest U.S. banking regulations, the risks of a potential bank collapses, and what’s being done to prevent another financial crisis.
A seismic shift in U.S. immigration policy is sending shockwaves through the tech industry. A newly imposed $100,000 fee on new H-1B visa applications threatens to reshape the landscape for hiring foreign talent. While tech giants like Amazon, Microsoft, and Google, armed with deep pockets and thousands of existing visa holders, are positioned to weather the storm, startups and smaller firms could be priced out of the innovation economy altogether. This article unpacks how the new rule could deepen Big Tech’s talent moat, stifle competition, and shift the global hiring game. From boardrooms to bootstrapped founders, the implications are massive, and the winners and losers are already becoming clear.
![Week In Perspective | Fed Cuts Short-Term Interest Rates [20-September-25] Thumbnail](https://static.twentyoverten.com/5dc18e456b33587f2fde2247/JVkaj5vtpXW/cropped/Untitled-design-3.png)
The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors—Check-in weekly for the most current happenings.
Fed Cuts Rates Amid Labor Market Worries: What Investors Need to Know Now. The Federal Reserve just made its long-anticipated move, trimming interest rates by 0.25%. But rather than sparking a rally, Wall Street shrugged and then stumbled. With inflation still high and signs of labor market weakness creeping in, the Fed’s mixed signals are leaving investors more confused than confident. Is this a turning point, or just a pause in a bumpy ride?
As 2025 winds down, it’s the ideal time to take stock of your finances and make strategic moves before the year ends. Our comprehensive Year-End Financial Checklist covers critical tax deadlines, retirement contribution reminders, charitable giving opportunities, and smart business planning tips. Whether you're an individual or a business owner, this guide will help you wrap up the year on a strong financial note.